The new insurance method, if approved by the B.C. Utilities Commission next year, would shift from a vehicle-based claims-rated scale to one that focuses on drivers and their records.
Finally, an insurance company that starts to look at the risk of the drive instead of the vehicle, I am the only drive on my farm and I object to paying again and again for liability insurance when that should only be on me as the driver.
The other change is to get rid of mandatory collision insurance on my own vehicle. In Manitoba, that is a very regressive form of taxation that penalizes operators of older vehicles.
